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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

Federal vs. Private Student Loans: Which Should You Choose for Fall 2025?

As college costs continue to rise, many students and families are weighing the best ways to pay for the upcoming school year. Choosing between federal and private student loans is a key part of that ...

How to Lower Your Medicare Part B Premiums if You’re in the Top 8%

Most people on Medicare will pay the standard $185 per month for Part B in 2025. But if your income is higher, you might face an extra charge known as IRMAA (Income-Related Monthly Adjustment Amount). ...

Who Qualifies for Denver’s $19.29 Minimum Wage in 2026?

Starting January 1, 2026, thousands of workers in Denver, Colorado, will see their hourly pay rise to $19.29, one of the highest city minimum wages in the nation. This increase, up from $17.87 in 2025, is part ...

Reminder: No SSI Payment in September 2025. Here’s Why

Millions of Supplemental Security Income (SSI) recipients need to be aware of an important schedule change this year. Normally, SSI payments are deposited on the first of every month. But in September 2025, there wil...

Social Security Payments September 2025: Who Gets Paid on Wednesday, Sept. 17?

Social Security remains a financial lifeline for millions of retirees, disabled workers, and their families. Knowing the exact payment date helps seniors and families budget for essentials like ...

Buyer’s Market Incoming? The 20 Cities Facing the Biggest Home Price Drops in 2025

The U.S. housing market is bracing for a shift, and not every city will feel it the same way. According to Zillow, home prices nationwide could slip about 1% over the next 12 months, but...

Claim Your Cash: Fairborn Has $215K Waiting to Be Claimed

If you live in Fairborn, you could have money waiting and it only takes a minute to check! The City of Fairborn has announced $215,468 in unclaimed funds available for local residents and businesses. These funds ...

Essential FAFSA Filing Tips for the 2024-25 Academic Year

The Free Application for Federal Student Aid (FAFSA) is a crucial step in securing financial assistance for college. However, the 2024-25 academic year has brought about significant changes and delays in the FAF...

Now is the Time: Your Essential Checklist for the Annual Medicare Enrollment Period — October 15 to December 7

The annual Medicare enrollment period for 2025 has officially begun and runs from October 15 to December 7. This crucial time allows Medicare beneficiaries to r...